🏠 If you decide to move, most lifetime mortgages can be transferred to a new property - provided it meets the lender’s requirements.​ ​

➕ Depending on your health and personal circumstances, you may be eligible for an enhanced lifetime mortgage plan — potentially allowing you to release more or access a lower interest rate.   The amount you can release and the interest rate available will depend on your age, property value and individual needs.​

🏠 Optional repayments mean you decide how and when to manage your borrowing – with a lifetime mortgage you don’t have to make any regular repayments. ​

🏠 If moving isn’t what you want, a lifetime mortgage means you can stay in your home for the rest of your life.​ ​ You only continue to own your own home with a lifetime mortgage.​

To provide Equity Release, advisers are required to follow a detailed and considered set of advice standards, which means that customers have peace of mind that they’re receiving high quality advice and they will have all the information they need to make an informed decision.

In some cases, people choose to explore equity release as part of wider planning for later life.  Every situation is unique, and advice is essential before making any decisions.

Most of my days are spent meeting with clients, answering questions about equity release and helping them understand the options available to them.  Every conversation is different – and that’s what makes this work so rewarding.

I support homeowners with later life planning, helping them understand their options clearly and confidently.

Your goals at 55 may be very different to those at 75.  That’s why some homeowners explore different financial options over time – equity release being one of them.

✨I support homeowners with later life planning, helping them understand their options clearly and confidently.   Later Life Planning

Having worked in financial services for over 40 years, the last 16 of which have been with equity release, I have a lot of knowledge and experience in how people think about money, planning, and wellbeing in later life.

I had a great day yesterday at the Later Life Lending Summit  in the beautiful Cutler’s Hall, Sheffield  – hosted by The Equity Release Council  in collaboration with The Association of Mortgage Intermediaries . The event brought together lenders, surveyors, solicitors and, of course, my later life lending adviser peers. It was a brilliant opportunity to stay updated on the latest innovations and share ideas about the future of equity release and later life lending as a whole

I spent a lovely couple of hours this morning volunteering for this year’s Poppy Appeal  🌺 It was wonderful meeting so many kind people at Tesco Pontefract , all supporting such a meaningful cause.   The Poppy Appeal means a lot to me — it’s a small way to show appreciation for those who’ve served and sacrificed so much.   Poppy Appeal Pontefract 2025

Mortgages for clients aged 55+   Equity Release Lifetime Mortgages   A later life mortgage allows you to have tax free cash from your...

⭐️Great to receive this equity release lifetime mortgage offer for a client who wants to release some equity from her property to: •...

I had a great day yesterday presenting a workshop at The Business Network event in Wakefield. The theme of my workshop was: Think you...

Great to spend the afternoon at Elland Road yesterday for the Equity Release Council Member Meet-up (Leeds). These events are such a...

It was lovely to see so many familiar faces at the Wakefield Expo held in Knottingley yesterday and also to meet some new people. Well...

It was great to have a breakfast meeting with Julie Makin from Holden Smith Law today at The Twisted Tree in Castleford. We covered all...

I had a great day at the Later Life Lending Summit in the wonderful Cutler’s Hall in Sheffield yesterday. It was hosted by The Equity...

It was great to volunteer for this year’s Poppy Appeal yesterday, I met some lovely people while collecting at Morrisons in Pontefract,...

A glorious day today in Alnmouth, Northumberland A glorious day in Alnmouth Northumberland for equity release adviser Lyn Palmer -...

Yesterday was such a great day at The Ridings Shopping Centre in Wakefield! I had the pleasure of joining Homeinstead at the Silver...

I may not be Yorkshire born and bred but I married a Yorkshireman, I've lived in Yorkshire for over 20 years now and I can make decent...

🌟 On this International Women’s Day, under this years’ theme; “Invest in Women – Accelerate Progress” I want to celebrate these...

🌼 I’ve just finished my 2-hour slot collecting donations for Marie Curie at Morrisons in Pontefract. 💖 It was great to meet so many...

📸 How about taking a photography course?   📱 There are plenty of courses online that can give you hints and tips on simple changes you...

🌟 It was great to meet up yesterday with Kate from Kate Bailey Financial Planning Ltd .  We discussed ideas on how we can work...

How about volunteering 2 hours of your time to collect for The Marie Curie Great Daffodil Appeal 2024? Click on the link to find out what...

The start of the beautiful sunrise this morning. Picture taken by hubby when we were out walking this morning in Ackworth 😁

🎧🌟 Experience a Silent Disco in a Stunning Setting   🕺💃 Playing all your favourite tunes from the 80’s or 90’s of 00’s in the...

🌟  Creative Writing 🌟 🌟 How about igniting your creative spark in 2024 by joining a creative writing course? 📝 There are endless...

⭐ Thank you everyone for all your incredible support this year, both personally and for my business.  Here’s to a fantastic 2024. ...

I've finally had a chance to look through the pictures from the official photo gallery of our network masquerade ball a couple of weeks...

I had a great meeting with Kate Baily from Kate Bailey Financial Planning Ltd yesterday.    We couldn’t believe how many things we had in...

✨ A Festive Candlelight Concert 🕯️ Do you want to dive into that festive feeling? 🎶 How about immersing yourself in the magical...

🎄✨ Get into the festive spirit by experiencing London's Christmas lights via bus! 🚌    ✨Witness the dazzling lights adorning the iconic...

🍂 I had a gorgeous walk in the late autumn sunshine on Saturday, it was so lovely to crunch through the leaves and see the beautiful...

💌 Reinstate the Art of Letter Writing 💌 In the age of modern technology, the charm of a handwritten letter seems to be fading. You...

🌟 Rock Choir 🌟 🌙Now that the nights are drawing in and we need some indoor activities, why not lift your spirits, and join Rock...

👩‍👦I had a lovely time with my grandson this weekend picking chestnuts🌰 for roasting and making cookies 🍪 – both of which we cooked...

The official photo gallery from The Right Mortgage conference I attended last week arrived this morning - the only photo in which I made...

Who fancies the Flamborough Fire Festival? 🔥🎉 The village looks forward to, once again, celebrating their Viking heritage at the...

Had a great meeting at Yorkshire Sculpture Park yesterday. Lovely to meet new people and talk about equity release.

🌌 Experience Art in the Dark! 🎨 💡 Light Night Leeds is the UK’s largest annual arts and light festival and returns on 12th and 13th...

.....to the dress! 👰 I had a great time wedding dress shopping with my future daughter-in-law at the end of last week. It was wonderful...

🍷 How about trying Bordeaux as an alternative to Paris? 🇫🇷 🏰Escape the hustle and bustle of the city of love and explore the charming...

🌐 In our busy lives, we can sometimes forget the significance of connecting with others for our overall well-being, especially...

I've had a lovely weekend with our grandson staying over. 😊👦 We had fun making some hash browns 🥔🔥 and cooking them in the wood-fired...

🌙✨ The Enchanting Moon Bridge of Venice 🇮🇹 Having seen the beautiful Blue Moon 🌕 last night, it got me thinking about the Venice Moon...