About Me

My Background and Experience

Hello! I'm Lyn Palmer.

If you're considering a lifetime mortgage, my role is to help you understand your options and decide whether it may be appropriate for your circumstances.

I have worked in financial services since 1982 including working with equity release since 2009. I bring decades of experience and knowledge to every client conversation.

Everyone’s circumstances are different, which is why I take the time to understand what you're looking to achieve before considering whether a lifetime mortgage may be suitable.

But let me share a personal side as well – family means the world to me; this is me with my grandson Alistair. I understand the importance of leaving a legacy for your loved ones, and I'll guide you through how it’s still possible to do so with a lifetime mortgage

Understanding Lifetime Mortgage options

You're in control when it comes to your debt. You decide whether or not you make payments. If you do not make payments to cover all the interest charged, any interest not paid will be added to the outstanding balance and the amount owed, and annual interest charged, will increase each year.

Alternatively, if you prefer, you can pay some or all the interest each year. You can even reduce the debt by paying off some of the capital, subject to certain limits, early repayment charges may apply above a set value.

The choice is yours, and I'll be there to provide guidance and support, helping you find the path that suits you best.

My goal is to empower you with the knowledge and understanding to take control of your financial future. I'm committed to explaining things in a simple and clear manner.

My aim is to help you understand your options. I'll equip you with the facts and figures, enabling you to make an informed decision about a lifetime mortgage.

If you have questions about lifetime mortgages, you may find the answers in my Frequently Asked Questions section

Honest Guidance and Support

Trust is important when making financial decisions. Treating customers fairly and honestly is at the forefront of my priorities. If a lifetime mortgage isn't the right fit for you, I'll be upfront and let you know. I only recommend it if, after understanding your circumstances, I genuinely believe it's the right choice for you.

If you'd like to understand more about what happens during the advice process, take a look at my step-by-step guide.

I live and work in Ackworth, near Pontefract, West Yorkshire which is halfway between Wakefield and Doncaster.

When I'm not working, you can often find me enjoying long walks in the Yorkshire countryside with my husband Mick and, when he's with us, our grandson Alistair comes along too.

I love spending time with family and friends, and I always have a book on the go.

I'm also proud to run a board and card games group in Ackworth where local people can meet, socialise and have fun.

Let's connect and have a chat about how a lifetime mortgage might work for you.

I'm happy to answer your questions, discuss any concerns you may have and help you understand the options available.

Being fully informed with all the facts can help you make a decision that's right for your circumstances.

Whether a lifetime mortgage is appropriate for you or not, my aim is to ensure you have the information you need to make an informed decision.

Call me to see if Equity Release is right for you